Tom Hyland was raised in Hazlet, NJ, graduating from Raritan High School with High Honors in 1982. Tom attended Rutgers University in New Brunswick, NJ on a full academic scholarship, graduating Cum Laude in May 1986 with a Bachelor of Arts Degree in Communication and English.

Upon graduation, Tom began his 26 year career in financial services as a Senior Fixed Income Specialist with McLaughlin, Piven, Vogel, Inc. on Wall Street, later rising to the position of Vice President. Tom left the firm in early 1987 to launch his own independent Wealth Management practice, which he has maintained for a select number of clients for the past 25 years, focusing on retirement planning for the emerging affluent.

Later in 1987, Tom joined Tomorrow’s Financial Services, Inc., now located in Lincroft, NJ, and was instrumental in the formation of its subsidiary broker dealer, TFS Securities, Inc. In 1989, he formed TFS Mortgage Corporation, a Correspondent Residential Mortgage Lender licensed in New Jersey, New York, and Florida. In 1990, TFS Insurance Agency was formed to further expand the insurance business at TFS. In 1995, he started TFS Income Tax Preparation Services to further expand the services of TFS. In 1997, Tom spearheaded the firm’s move into the asset management business with the creation of the Investment Advisory firm now known as TFS Advisory Services. He has served as President of each of these subsidiary companies since their formation, and has served as the President and Chief Marketing Officer for the parent company, Tomorrow’s Financial Services, Inc. since January of 1990.

During his tenure, Tom was integral in TFS’ emergence as a leading full-service wealth management and consulting firm, currently managing over 100,000 clients, serviced by 300 independent advisors nationwide. Over the years, he has directly or indirectly recruited, trained, managed and supervised over 500 independent financial advisors. Tom assists in the supervision of a 30 person staff that ensures smooth running back-office operations. He is primarily responsible for new product development, developing strategic alliances, marketing, advertising, firm-level recruitment, and product, sales, and technical training. Under his direction, the TFS sales force has grown 1000%, while production has increased 2500%.

Tom holds the FINRA Series 7, 63, 24, 27, 65, 53, & 79 registrations. He holds insurance producer licenses for Life, Health, Property & Casualty, and Annuities in NJ and at least 30 other states. He also holds the Mortgage Banker, Secondary Mortgage Banker, and Mortgage Originator licenses in NJ, NY and FL. Tom has appeared as an expert witness in numerous legal cases involving the financial services industry and is a frequent keynote speaker. He joined the Financial Planning Association in 1989, and has been recognized in “Who’s Who in the East”, “Who’s Who in America”, and “Who’s Who in Finance and Business”.

Tom has been a member of the Better Business Bureau, Chamber of Commerce, and Kiwanis Club. He sat on the Executive Board of the Cystic Fibrosis Foundation, and remains an active member of numerous charitable foundations. For over 25 years, Tom has remained extremely active in competitive youth sports, acting as a Coach, Commissioner, Vice President and Trustee for the Holmdel Youth Activities Association. He was also a coach for Holmdel Pop Warner Football and served as the Interim Head Coach for the Holmdel High School Football Team in 2005. He was General Manager of Holmdel American Legion Baseball and was the founder of the Holmdel High School Diamond Club. He has served as Vice Chairman of the Holmdel Township Recreation Advisory Council, and as the Volunteer President of the Holmdel High School Football and Cheerleading Parents Association. Tom is also a member of the Holmdel High School Booster Club, Wagner College Touchdown Club, and the Chestnut Hill College Athletic Club. While most of Tom’s leisure time has been happily devoted to coaching or watching his son’s sporting events over the years, he also enjoys classic cars, reading and playing the drums.

Eric Edwards is a graduate of Monmouth University, where he earned a Bachelor of Science Degree in Bio-Chemistry.   After a brief stint in his field of study, Eric joined Prudential Financial and rose to the position of Sales Manager before joining Tomorrow's Financial Services, Inc. in 1996.   Eric has enjoyed a prolific career as Senior Private Wealth Advisor for TFS Wealth Management.  He now holds the position of Executive Vice President for Tomorrow's Financial Services, Inc.  In addition to managing his boutique Wealth Management practice, Eric is responsible for management, training, supervision, branch development, and broad oversight of all TFS affiliated companies.

For nearly 30 years, Eric's priority has been helping clients work towards a confident financial future, delivering guidance and advice towards the achievement of their financial goals in any economic climate. Eric takes the time to understand the financial needs of each client and their family. This comprehensive approach enables him to develop a tailor-made strategy that best meets his clients' short- and long-term objectives. Eric is passionate about sharing his knowledge, often speaking to diverse groups about the importance of financial planning and wealth management.  He loves helping individuals and families devise strategies to help grow and protect their assets.

Eric holds the FINRA Series 6, 62, 63, 65, 24, & 79 registrations. He holds Insurance Producer licenses for Life, Health, Property & Casualty, and Annuities in NJ and many other states. Eric has been awarded the Five Star Wealth Manager for 2018 and wrote a book titled “Retirement Investing”.

A resident of the Jersey Shore for more than 38 years, Eric is married to his wife Gail for the past 33 years.  The father of two children and grandfather to one, Eric enjoys spending time with family, exercising, boating, traveling and dining out. He also dedicates his resources to support Fulfill for Monmouth and Ocean counties, the International Multiple Myeloma Foundation and various community youth organizations.

As a Senior Private Wealth Advisor of the TFS Wealth Management Team, Dominick can help you define your current situation, look at your future goals, and outline a program to help you achieve them. He understands that each person’s position is unique. Together with clients’ valued input, he feels they can develop a strategy that is based on clients’ needs and objectives. This is just part of the relationship; the other part is making sure his clients are comfortable with and fully understand each decision that is implemented on their behalf. On behalf of our firm, Dominick will bring a wealth of experience, knowledge, and resources to his valued clients. He is registered in NJ, NY, PA, FL, CT & AZ.

Dominick joined Tomorrow’s Financial Services Inc. in 1998 and currently serves as one of their Vice Presidents, as well as a Senior Private Wealth Advisor of the TFS Wealth Management Division. Prior to joining TFS, his experience includes the positions of sales manager with New England Financial and a representative of John Hancock Financial Services. Dominick graduated from Montclair State University with a B.S. Degree in Finance in 1991. Currently he resides in Howell, New Jersey with his wife Donna, and his two children, Marissa and Donnie. When he’s not helping clients, Dominick enjoys spending time with family, watching and playing sports, and volunteering within the community.

Ken leads a unique team of professionals in and near the financial services industry to help create, implement, and monitor comprehensive financial plans and strategies.   He feels strongly about the team approach to life and especially the team approach in regards to managing finances and making financial decisions.  Critical members of his team include  insurance professionals, investment professionals, business services providers, various attorneys, and tax professionals.  Ken works diligently with his team to preserve and prepare his clients for a future filled with prosperity.  

Reach out to Ken today at (732) 852-5377 or start the journey below.  He'll be happy to help you with any questions or concerns.

Jump-start your financial plan today!

Bill Roberts, with twenty years of history at the TFS Companies and currently in the position of Vice President and Wealth Advisor in the Wealth Management Team, has a passion for his service to clients in helping them realize their goals and objectives. 

This is completed through a system of first discovery, then thorough analysis of the current situation, and finally a diagnosis of steps needed to reach their all-important goals. Bill feels the achievement of the client's goals means they have made intelligent choices for their assets; both to grow and conserve those assets for their benefit and for the legacy they wish to leave. Bill's experience is second in importance only to the individual client's input and objectives, as no two persons are exactly alike. 

Bill started with Tomorrow's Financial Services, Inc. in 1995 as a newly Registered Representative, and has moved up to his current role in the Management Team at TFS Wealth Management. Bill graduated from The University of Scranton with a dual degree in Management and Marketing, as well as a minor in Philosophy. The proud father of twin twenty-four year olds, he enjoys community service to Lunch Break in Red Bank, Habitat for Humanity, as well as a precious family time and the very welcome round of golf. 

David originally started his career here at TFS Wealth Management in 1997 whereas he won the prestigious TFS Rookie of the Year Award in his first year in the business and went on to not only have tremendous success at the firm as an advisor but also as a trainer and manager of others. After this successful stint with TFS, David went on to explore other opportunities in and out of the industry.  During that time away David discovered his passion within the field of medicare planning. This area of Medicare planning gave him the opportunity to offer the unique but valuable advice and services that focuses on the needs within the senior marketplace.  David carved a unique niche for himself in that area and has brought those talents to us here at TFS where he will be operating in the capacity of our Medicare Planning Specialist.   

Realizing the growing need for these services in the complex and ever-changing world of healthcare, we are excited to partner with David to help us bring this invaluable service to all our associates and especially our valued clients.

David lives in Toms River with his wife Christina and 2 daughters, Shea and Charlotte.  When not working or spending time with his family, David could be found on the beach fishing.  David also volunteers his time to many local senior centers educating on Medicare and Medicare related issues. 

Gregory Calhoun is a Wealth Management Associate with TFS Wealth Management. He is a graduate of Rider University with a Bachelor Degree in Marketing Education. After a successful teaching career, Greg decided to switch careers towards his passion in Financial Services. Since then, he has been helping his clients maximize their wealth potential. Greg’s main focus is in working with retirees and business owners.

Greg resides in Hazlet, NJ with his wife, Melanie, and their three children.  In his free time, Greg is an avid runner and enjoys spending time with his family.

Robert is a Wealth Management Advisor with the TFS Wealth Management Team. His passion is to help new as well as established families and businesses plan for their future goals, then implement strategies to ensure they are successful no matter what life brings them. This is accomplished with the help of his team of professionals and consistently monitoring, refining, and revising his client's plans when needed. Robert graduated from Towson University in 2013 and is a proud Husband to his wife Kaity and Father to their daughter Reagan.

John was raised at the Jersey Shore with a passion for helping people and saving money.  He received his Bachelor of Science Degree in Accounting from William Paterson University. John also obtained a Master’s Degree from Monmouth University, and he is certified to teach Comprehensive Business.

After graduation, John joined Tomorrow’s Financial Services, Inc. as a Wealth Management Associate.  He is a General Securities Representative, Life & Health Insurance Producer, and Mortgage Loan Originator.  He has worked with many satisfied clients over the years and continues to assist with their financial needs.

Early in his career, John became a General Securities Principal of TFS Securities, Inc.  He supported the firm with the transition to Pershing, and continues to supervise client accounts on the clearing platform.  John has served many functions within the broker-dealer, including operations, direct business, advertising, audits, and compliance.

John still resides at the shore with his family.  His main hobby is playing and listening to music.  He also enjoys spending time with friends, going to the beach, and baseball.  John looks forward to working with his clients and all representatives, and building long lasting relationships.

John is a graduate of Monmouth University with a Bachelor of Science Degree in Business Administration and Marketing.   His career in the financial services industry began in 1992 with Fortune 500 companies including AllianceBernstein Asset Management, Wells Fargo & Co. and MetLife. John has worked with hundreds of individuals, families and businesses to help ensure their financial planning success.  He currently resides in Old Bridge, NJ with his family.

Jamian Probber draws from a breadth of experience when working with clients. A practicing attorney with a background in estate planning and real estate, he approaches investment, wealth, and estate planning holistically.

He works with clients personally, creating integrated, personalized portfolios and business plans tailored to each client's unique goals and objectives. Jamie is a licensed attorney in New Jersey, New York, and Connecticut.

He holds Series 7, 63, 24, and 65 licenses and life, health, property, casualty, and title insurance licenses and is also an Investment Adviser Representative. Jamie is a graduate of New York Law School and Hampshire College.

When he is not working with clients to design and implement firm financial plans, he enjoys writing music, playing piano, and singing with friends.

Patrick is a graduate of both Wall High School and Duke University where he earned a Bachelor of Arts Degree in Political Science and a certificate in Markets & Management.  He has been in the financial services industry since 2003, helping numerous families and businesses by assisting them in constructing a customized financial plan that empowers them to achieve their goals of financial security and independence.

Patrick resides in Union Beach, New Jersey. 

Rick attended City College of New York majoring in Mathematics.  He has held the position of Managing Director for firms such as Smith Barney and Adams Harkness and Hill.  In addition, he was Partner at Blackstone Investment Partners spending most of his career as Director of Merger Arbitrage.

Rick now lives with his wife in Jackson, New Jersey focusing on the needs of the individuals, families and businesses in the community.

Karen is a valued member of the TFS Wealth Management team. She has earned her Doctorate Degree in Educational Leadership from Johnson & Wales University. Over her extensive career as an educator, Karen has held various positions within the educational system including: teacher, principal, assistant superintendent and superintendent of schools. She has vast experience working with large, multi-million dollar budgets and has led district budget managers in establishing goals and priorities and guiding staff in making the very best financial decisions to meet the needs of students and the community. Now a retired educator and TFS Wealth Management Associate, Karen brings her educational background and experience along with her leadership skills, extensive knowledge, strength and experience to her clients. Most importantly, Karen has worked with many diverse groups including: parents, teachers, and community members throughout her career. Using her listening skills and experiences, Karen will insure that her clients receive the best financial guidance, education and services available utilizing the TFS Wealth Management financial planning processes and team support. 

Karen Jones  can also assist with your mortgage related needs. Please Click Here to Learn More.

As a Private Wealth Advisor of the TFS Wealth Management Team, Dan can help you define your current situation, look at your future goals, and outline a program to help you achieve them. He understands that each person’s position is unique. Together with clients’ valued input, he feels they can develop a strategy that is based on clients’ needs and objectives. This is just part of the relationship; the other part is making sure his clients are comfortable with and fully understand each decision that is implemented on their behalf. On behalf of our firm, Dominick will bring a wealth of experience, knowledge, and resources to his valued clients. He is registered in NJ and Fl.

Dan joined Tomorrow’s Financial Services Inc. in 2018. Prior to joining TFS, his experience includes the positions of Regional Sales Manager Merrill Lynch, Regional VP for the Retirement Group at Merrill Lynch, Product wholesaler for Merrill Lynch, and started his career at Franklin Templeton Distributors as a mutual fund wholesaler. Dan graduated from Florida State State University with a B.S. Degree in Finance in 1997 and holds certificates from the College for Financial Planning that include Charted Retirement Plan Consultant and Chartered Mutual Fund Consultant. He Currently resides in Manasquan, New Jersey with his wife Adelle. When he’s not helping clients, Dan has his USCG Captains license and runs charters for clients. He enjoys spending time with family, boating and fishing, watching and playing sports, and volunteering within the community.

After taking time off from the work force for 20 years to raise her three boys, Thomas, Jason and Dylan, Linda joined the TFS family in 2010 as our Receptionist.  In addition, during tax season, Linda provided administrative support and acted as a client liaison for our tax preparation and accounting department.

She held this position until May 2014; at this time, she accepted the new position of Director & Corporate Secretary.  In this role, Linda oversees the maintenance of the TFS business building and handles the accounting for the firm. 

While raising her boys, she was very active in many school organizations including PTO, PTSO, PTSA, HHSFCPA and other fundraising groups throughout the years.  When Linda is not hard at work at TFS, she enjoys spending time with her boys and pets, doing crafts, and spending time at the beach.

Lisa started with Tomorrow’s Financial Services, Inc. in 1993 with a departure in 2000 to have her now eight year old son, Evan. In 2005, Lisa rejoined the TFS companies, filling in where needed. Currently she resides in her old chair as an Executive Administrative Assistant, serving as a Client Service Liaison for Thomas Hyland. She also assists the Marketing Team in overseeing and tracking marketing campaigns, print advertising and direct mail marketing. Lisa also manages the maintenance and tracking of the TFS recruitment database as well as executive New Account updates. Lisa lives in Brick Township with her husband of 13 years, Fred, and their son, Evan. She spends her free time enjoying her two guys or, in her rare moments alone, she is doing what she loves best reading or writing in her journal.

TFS Mortgage Corporation Inc

Richard Edward Widmer is an alumnus of The College of New Jersey (formerly Trenton State College). He graduated class of 1989 with a major in political science. Richard began an intensive and successful career in wrestling throughout high school and college which earned him a spot to compete on the varsity level earning All American Status. He also became a member of the National Championship Team. The years spent as a trained athlete groomed him with the qualities needed for a successful career in the sales and management industry.  His philosophy for the past 18 years was to grow with passion, and success will follow, using short and long term goals for maximum achievements. With each position Mr. Widmer held, many achievements followed.

Richard’s career began with Norwest Financial as a credit manager. He was quickly recognized for his various sales accomplishments and climbed the ranks within the company. He then began working for Crystal Mortgage Corporation as a loan officer and continued to excel in sales. This growing passion, paralleled with his philosophy, guided him in the direction to open his own mortgage company, a mortgage net branch of Allied Home Mortgages. His wealth of knowledge and desire to share his ability, offered his customers all aspects of the mortgage process in a one stop shop. Mr. Widmer’s company extended services which included realty, title and insurance.  

After many years of satisfied customers, exposure to more of the industry and his continued passion to grow, he was given the opportunity to join Homecomings Financial, a national wholesale operation. It wasn’t too long before he gained recognition and earned a nomination for Rookie of the Year. Richard also ranked top 25 in the country for his accomplishments.

He currently is a Licensed NJ Originator; NMLS #861176.

Richard Widmer can also assist with your mortgage related needs. Please Click Here to Learn More.

Thomas joined Tomorrow’s Financial Services full time in 2009.  After graduating Cum Laude from NJCU with a degree in criminal justice, Thomas transitioned to TFS Insurance Brokerage, Inc. in 2012 as the New Business Coordinator managing new business, commissions, and reporting.

Working hands on with our agents, Thomas has been embracing his newer role a Business Development Specialist.   Helping to assist our representatives with industry-wide competitive marketing and underwriting strategies, Thomas can help you design life insurance cases for your clients.